Motorcycle insurance tips for beginners and seasoned riders
Insurance can be a bit mysterious. That voice in the back of your head tells you that you should read all the fine print of an insurance contract but actually reading it all or listening to an agent explain all nitty-gritty details can be well - mind numbing to say the least. For these reasons motorcycle insurance isn't greatly understood by a lot of riders.
A lack of full understanding doesn't stop people from having opinions though. I'll almost guarantee that if you go to just about any motorcycle forum - people have been, or are currently having a heated conversation about insurance. 
It's one of those things that you don't want until you need it. But if you want to ride a motorcycle in Canada one thing is certain - you've got to have insurance. In light of this and because we've been getting some emails from riders asking about insurance lately we've put together a few basic bits of information that you should know.
Before we get into the tips, realize that different provinces and territories may have different systems so you need to be aware of what the regulations are in your province or territory.
British Columbia, Saskatchewan, Manitoba and Quebec, for example, all have public insurance systems that are owned and run by the government. Some say that public systems keep costs low, others think it creates a monopoly and higher insurance costs. We'll reserve judgment but having lived in Manitoba (under a public system) and in Nova Scotia (private insurance) - I'm paying a lot less under a private system.
1. First tip, if you take only one piece of advice take this one... Before you choose what bike you're going to buy call around to some insurance companies to get an...
